On Sunday, I talked about the reality that everyone, man or woman, married, divorced or single, is always one choice away from wrecking their life. If you missed it, you can listen to it here.

The question I always wrestle with is, “How?” How is it possible for so many professional athletes to throw it all away to take PED’s? Why do so many people sleep with someone they aren’t married to and lose their marriage? Why do people gamble with their finances and go into debt in hopes of finding the quick fix? Why do people gamble or look at porn while at work and lose their jobs? The list goes on and on.

In his helpful book Impact: Great Leadership Changes Everything by Tim Irwin, he says there are 5 steps to wrecking your life, or as he would say derailing your life. They are:

1. Lack of self-awareness. This comes when a person doesn’t know what could bring them down. They don’t know what their weaknesses are. Is it money, greed, power, sex, lust, a bigger house or car? What are they willing to trade their marriage, reputation, kids or future in for? If you don’t know that, you will be brought down.
2. Arrogance or misguided confidence. This is when a person sees someone wreck their life and says, “That could never happen to me.” This is when a person sins once and says, “I already did it once, what is one more time?” They have supreme confidence they can stop whenever or take back control whenever they choose. Or, that it won’t destroy their life.
3. Missed warning signals. This might be close calls in getting caught, being late to work for staying up too late, conviction from the Holy Spirit that you push away or even evidence that you might get caught.
4. Rationalization. This is when you start to say things like, “I deserve this.” Or, “This is my only vice.” Or, you blame someone else for your situation. “If my spouse was more attentive.” Or, “If I had a little more money we could get ahead.” Or, “My kids will understand when their older why I had to work like I did.”
5. Derailment. Eventually, with enough time, enough rationalizations, you hit the wall and derail your life.

The problem is that no one knows when derailment will hit. Some people get away with something for years.